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Extended Breaks in Service Before 1976

Before January 1st, 1952:

An unlimited break in employment is allowed without cancellation of Pension Credits or years of Vesting Service
prior to January 1st, 1952.

Between January 1st, 1952 and December 31st 1975:

You will have an Extended Break in Service before 1976 if you failed to earn any partial Pension Credits in:

    1.) 3 or more Calendar Years for reasons other than involuntary layoff or illness
    2.) 4 or more consecutive Calendar Years regardless of cause
    3.) 5 or more years regardless of cause.

Special Break in Service Rule for Participants Who Stopped Working in Covered Employment Prior to 1976

For purposes of determining whether an Extended Break in Service has occurred but not for purposes of determining
the amount of your Pension,

    1.) If you earned at least 10, but not more than 20 Pension Credits, you will be credited with one Pension Credit per year
        for up to a maximum of 4 Calendar Years in which you otherwise failed to earn Pension Credit.

    2.) If you earned at least 20 but not more than 25 Pension Credits, you will be credited with one Pension Credit per year
        for up to 5 Calendar Years in which you would have otherwise failed to earn Pension Credit.

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